Fleet and Non-Fleet Trucking Insurance Policies Considerations
Customized and competitively priced trucking insurance that addresses the unique coverage requirements for your business includes:
- Semi Trucks running loads nationwide, especially hauling for Amazon
- Nationwide and regional trucking companies with its own authority, fleet and non-fleet
- Dump truck companies hauling sand, gravel, dirt, asphalt, etc.
- Box trucks doing regional small package delivery
- New venture trucking businesses
- Owner/Operators hauling under someone else's authority
Free Comparison Quotes on Commercial Trucking Insurance
Reno Insurance Agency works with trucking companies all throughout Ohio and beyond. We can custom tailor an insurance program to protect your company, your trucks, trailers, cargo, and your drivers.
We provide:
- Prompt state and federal filings
- Certificate and proof of insurance issuance in a timely manner
- Knowledge of your insurance requirements
We are an independent insurance agency, meaning we represent many different carriers and can provide competitive options. All while getting your filings done correctly and on time to keep you on the road! Not all trucking policies are the same. There are significant savings in making sure you are rated with the correct radius, garaging location, type of cargo, and vehicle size. If these are not correct, you could be paying much more than you should. We spend time with our clients to make sure they are rated correctly for the hauling they are doing.
Types of Trucking Insurance Coverage
- Primary Liability - Every owner/operator or trucking company that operates under their own authority is required to carry primary liability coverage on all owned units.
- Non-trucking Liability - Secondary liability in the event you are moving your truck and currently not hauling under someone else's authority. This is an often overlooked coverage that is relatively inexpensive.
- Physical Damage - Also known as collision & comprehensive coverage, this provides coverage for repair or replacement for damage resulting from a covered loss, such as collision, fire, theft, hail, windstorm, flood, or vandalism to owned vehicles.
- Cargo Insurance - Also known as coverage for your load, this provides coverage for loss or damage to the property on a truck while it is being transported.
- Trailer Interchange - Also known as trailer physical damage for trailers you do not own, but have a contractual obligation to insure. If you are hauling for Amazon this is requirement.
- General Liability - Liability for your business operation. This is an often overlooked coverage and also a relatively inexpensive coverage. If you are hauling for Amaxon this is a requirement.
Trucking Filings
Need an MCS-90? Need a Form E? Need an OS-32? We can help. Every trucking company has different needs when it comes to their filings. The filings you need are contingent on what you are hauling and where you are hauling. Let us help you get these in place correctly to keep your trucks on the road.
Helpful Websites
- PUCO Registration & Application
- PUCO Ohio Motor Carrier Homepage
- FMCSA (USDOT & MC) Registration
- FMCSA Company Snapshot
Contact Reno Insurance today to get the trucking coverage you need. We are here for you!