Affordable Recreational Insurance Options

At Reno Insurance we offer comprehensive and affordable insurance for your recreational boats, motorcycles, and motorhomes.  

• Motorcycle Insurance - Our policies get your motorcycle or scooters in and out of the repair shop quickly.
• Boat Insurance - We know there is more than the boat at risk. We carefully look for policies that cover your passengers, the skiers in back, and the wreck removal costs.
• Motor Home Insurance - We will find you the insurance policy to protect your motorhome, the contents, and your most precious cargo, the passengers traveling with you.
• All-Terrain Vehicles (ATVs) and Golf Carts
• Snowmobiles
• Trailers & Campers

We all love our recreational toys.

How Much Does Motorcycle Insurance Cost?

Motorcycle insurance premiums can range anywhere from a couple of hundred bucks to more than $1,000 per year—varying by state, company, and other factors. Factors that can affect cost:

• Where you live. City versus suburbs versus a rural area.
• What you ride. The make, model, power, and year of your motorcycle will affect the cost of insurance. Just like a car, a new bike costs more to repair or replace than an old one. And if you’ve souped it up with a turbo kit or a more powerful engine, you can expect your premium to reflect that.
• Who you are. Your age and driving history are also taken into consideration with liability insurance. Statistically speaking, younger drivers are more likely to be in a serious accident, which means the cost of coverage is higher. Drivers with a history of collisions and traffic violations will also pay more.
• How you ride it. If you use your bike every day to get to and from work, your risk for an accident is higher. If you only take it out for weekend joyrides, you are not as likely to encounter as many hazards.
• Where you keep it. If you keep your motorcycle locked in a garage when not in use, this will result in lower premiums than if you leave it on the street.

It’s not always about finding the cheapest price for motorcycle insurance. There are important, yet inexpensive coverages that are often overlooked by purchasing your motorcycle insurance on-line without the input of and advice of an agent. Our gifted agents will review your needs and help you evaluate the best motorcycle insurance coverage for you. We'll also compare policies and quotes from multiple insurance companies to make sure you have the right protection in place. We'll cut the jargon and clarify the fine print, so you know exactly what you’re getting. Most importantly, we'll be there to help you file a claim and advocate on your behalf.

Reno Insurance offers a full range of toy insurance packages to protect your investment and make that bad day a calmer one. Insurance is all about protecting yourself.