As a trusted insurance advisor, Reno Insurance Agency will pick and choose the auto insurance coverages that match your individual and family needs.

Looking for specialty auto coverage like for a motorcycle, boat or motorhome? Head over to our Toy Insurance page to find out more.

Auto Insurance Coverages

• Bodily Injury Liability - pays for the injuries you, the policyholder, or designated driver, cause to another person. If you do not carry enough liability insurance and cause a serious accident, you can end up paying large sums of money after your insurance limit is exhausted. Your liability limit is a very important number to pay attention to when it comes to protecting your assets.
• Property Damage Liability - pays for damage you cause to someone else's car or other property.
• Medical Payments - pays for medical expenses of the driver and passengers of the policyholder's car.
• Uninsured and Underinsured Motorist - reimburses you, a designated driver, or a member of your family if one of you is hit by an uninsured or underinsured driver. Coverage is also available if you are injured as a pedestrian. This limit should always be the same as your bodily injury limit. Do not lower this limit to save dollars on your premium.
• Collision - reimburses you for damage to your automobile if it is upset or impacted by another vehicle or object. This is where the cost to repair your vehicle comes from if you are at fault or if you get hit by an uninsured driver. Increasing your collision deductible is one way to decrease your premium.
• Comprehensive (Other Than Collision) - reimburses you for damage to your auto caused by fire, theft, explosion, earthquake, falling objects, windstorm, hail, water, flood, vandalism, riot or civil commotion, glass breakage, or contact with a bird or animal. Think of this as protection for damages not caused by a collision. Increasing your comprehensive deductible is one way to decrease your premium.
• Additional Coverages Available - Towing expense, rental car coverage, lease/loan gap coverage, extended non-owned, named non-owned, custom equipment, or electronic equipment.

Don't drive distracted, save a life.

Read about vehicle safety at http://www.nhtsa.gov/Vehicle+Safety